If you are a pensioner receiving benefits from the Central or State Government under any pension scheme, this update is critical. All pensioners are required to submit their Life Certificate by November 30, 2024, to ensure the continuation of their pension benefits. Failure to comply may lead to a temporary halt or suspension of your pension starting in December.

This annual procedure is mandatory for all pensioners and ensures that pension disbursal reaches the rightful beneficiaries. The submitted Life Certificate remains valid for one year.


Who Needs to Submit and When?

  • Pensioners Aged 60-80 Years: Must submit their Life Certificate between November 1 and November 30 each year.
  • Pensioners Aged 80+ (Super Senior Citizens): Can submit their Life Certificate from October 1 to November 30.

Note: Failure to submit by the stipulated deadline will result in the suspension of pension payments starting December. However, once the Life Certificate is submitted, pending payments will be credited with arrears.


Ways to Submit Your Life Certificate

The process has been simplified, with both online and offline options available:

1. Online Methods

  • Aadhaar-Based Face Authentication
    • Download the AadhaarFaceRD App on a smartphone with a 5MP or higher resolution camera.
    • Scan your Aadhaar details and authenticate by scanning your face.
    • Fill in the required details and take a live photo using the phone’s front camera.
    • After successful submission, you will receive a link via SMS to download your Life Certificate.
  • Digital Platforms
    • UMANG Mobile App: Submit digitally through the UMANG app.
    • Jeevan Pramaan Portal: Visit the portal and upload the certificate digitally.
  • Doorstep Banking Services
    • Banks provide doorstep service to collect Life Certificates.

2. Offline Methods

  • Visit your nearest bank branch or post office to submit the certificate manually.
  • Use the Postal Service: Postmen are authorized to collect Life Certificates from pensioners.

Step-by-Step Guide for Face Authentication Submission

  1. Download the App: Install the AadhaarFaceRD app.
  2. Enter Aadhaar Number: Keep your Aadhaar card handy.
  3. Scan Face: Authenticate with a face scan using your smartphone camera.
  4. Submit Details: Complete the form and click submit.
  5. Receive Confirmation: Download your Life Certificate from the SMS link received.

Why Is This Important?

Life Certificates ensure transparency and prevent fraudulent claims in pension disbursal. By making this process both digital and accessible, authorities aim to streamline pension management. Super senior citizens have been given an extended submission period, emphasizing sensitivity toward their needs.


Quick Facts About Pension Submission

MethodConvenienceDeadline
Aadhaar Face AuthenticationMobile app-based, no physical visitNovember 30
UMANG AppAll-digital, smartphone-enabledNovember 30
Jeevan Pramaan PortalOnline portal-based, simple form fill-upNovember 30
Bank/Post Office VisitTraditional manual processNovember 30
Doorstep Banking/PostmanHome-based collectionNovember 30

Stay Updated

Pensioners should prioritize submitting their Life Certificates on time to avoid disruptions. The government’s efforts to digitize the process ensure ease of submission and accessibility.

For detailed assistance, contact your local bank branch, post office, or download the AadhaarFaceRD app today.

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